Simplify payments
with Pay by Link

Pay iO’s Pay by Link isn’t just another payment solution—it’s a game-changer reshaping how businesses and customers interact financially.  Whether you’re sending invoices or taking face-to-face payments, our Pay by Link solution adapts to your business model.
 
Join over 6 million UK users who are already enjoying the security and convenience of open banking-powered services.

Secure. Convenient. Cost-Effective.

Pay by Link is a dedicated open banking platform improving the way businesses make and receive payments, all tailored to your needs.

Versatile payment options

Initiate payments with secure tokenised links or QR codes—whatever suits your business needs.

Invoice payments

Attach your invoices to payments sent via Pay iO Pay by Link for instant payments to your business account.

Face to face transactions

Generate QR codes for seamless point-of-sale experiences

Save money

Say goodbye to third-party fees. Enjoy transparent pricing with no hidden costs.

Unmatched security

Bank-grade protection ensures your transactions are safe, eliminating the need to store sensitive financial information

Simplified compliance

No need to navigate complex PSD2 or PCI DSS regulations—we’ve got you covered.

Boost your cashflow

Tap into the 24/7 Faster Payments Network for real-time transactions that accelerate your cash flow.

don’t take our word for it